John Wilford PO Box 3541 Chico, CA 95927

April 10, 2004

Sonja Valdez
A.G. Edwards & Sons, Inc.
333 N. Wilmot Rd.
Tucson, AZ 85711-2633

Re: Account No. 334-069222-020

Dear Sonja,

Enclosed is my check (#5491) in the amount of $2,000.00 for my year 2003 IRA contribution. Please continue with the previous investments.


John Wilford